Debt Management: Credit Boot-Camp™ | Debt Collectors Dirty Tricks
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Tagged with: Bill Collectors, debt education, Debt Management, debt warriors, self helpShare this:
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December 24th, 2008 at 5:27 pm
fuck that pay your bills on time or when you want a nice car or house for you and your kids you can get it. dont buy into this shit , if you cant pay for it dont get it.
December 24th, 2008 at 10:20 pm
What if you don’t owe the bill?
December 24th, 2008 at 10:22 pm
We never suggested anyone not pay their bills. We show people how to manage their debt for themselves.
December 24th, 2008 at 10:24 pm
Yeah, spelling error. It is “Summons”.
December 24th, 2008 at 10:29 pm
How about this? We open a store, you buy a lot of stuff and then we “over-charge” and “double-bill” you. Next I’ll retroactively raise the price to triple of the areeed price. Then well charge you extra fee’s for doing business with us.
After you can afford to pay, we will charge it off to a DEBT TERRORIST, and they will call you.
December 24th, 2008 at 10:38 pm
Bitworm05, Suppose you brought a Black Boxer for say 3,000. You took it home and fell in love with it. After 30 days you learn that the seller charged you 3 times what you agreed to pay ($9,000).
You weren’t expecting to be charged that amount and because of that (or job loss) you can’t afford the new higher debt. This happens to unsuspecting Consumers all the time.
Next let’s say that you’re a Big Bank or Credit Card Company (eg Captial One) who just got a Gov Bail-Out? Why? Any answers?
December 26th, 2008 at 9:45 am
If you don’t owe the bill supply proof and the bill collectors still go away. People villify collectors but we are hard working people trying to feed our families with honest work like eveyone else!!!
December 26th, 2008 at 2:29 pm
That comment doesnt make any sense who buys something without ready your agreements?? i bought my boxer with 700 cash!!! bottom line upfront if you get a credit card read the fine print and pay your bills stop trying to get over.
January 6th, 2009 at 1:28 pm
Agreed
January 16th, 2009 at 10:39 pm
There are no victims…just volunteers…..You don’t pay your bills….yes you know clearly they will call you. Get some honor and pay your bills and stop being the the Victim..that probably why your broke. Change your attitude.
January 17th, 2009 at 12:09 am
People buy stuff without reading the agreements all the time. We tell people to have all contracts reviewed by an Attorney. If you would just open your mind and learn about what were saying, I’m sure you’d agree. But until you come around….
We are not trying to get over. The Banks have beat us to the punch with the bail-out. We teach people how to responsibly pay their debt (only what they do owe).
Fact: Many DT’s use dirty tricks like putting false information on Credit Reports.
January 17th, 2009 at 12:20 am
@Reggiebraz: the “Burden of Proof” is on the Debt Collector. Under U.S. Law, the DT has to provide the proof – not the Debtor (you should know this already) But I’m happy to inform you:)
Being a DT is not honest work! There may be some honest ones, but they don’t last long in that work.
Many DT’s are in denial about what they do.
January 17th, 2009 at 12:27 am
@angelnyca: No one said “victim” in our videos. Where did you get that from? We are Debt Warriors – Volunteer Champions for the cause!
It always amazes me when insecure people with no profile picture or videos of their own makes these platitudes based on irrational information. These kinds of people engage in Voluntary Ignorance and denial.
I hope you’re not one of those people, but it seems to be the case. Do yourself a big favor, stop being a victim of ingnorance? Thanks.
January 17th, 2009 at 3:57 am
So can debt collectors get court summons? Or does it just say it on the letters? How long would it take them to get a court summons?
January 18th, 2009 at 6:50 am
Yes you are correct the burden of proof is on the agency IF the debtor reqest proof in writing within 30 days. But, let me inform you, the vast majority of debts that are placed in 3rd party agencies are legitimate. While there are some unethical collectors and agencies, just like there are unetical debtors (credit criminals) the majority do follow the law. By the way in most states calling neigbors or family to leave a message is legal as long as the debt is not discussed.
January 19th, 2009 at 9:53 pm
@Demolitionhick, Excellent question. Yes, Debt Collectors (or any person) can ‘file’ a ‘Complaint’ with the Court against anyone else.
Debtors can file a Lawsuit against Debt Collectors and 1st Party Creditors as well.
In my experience at a Bankruptcy Prevention Law Firm, I’ve seen frivolous Lawsuits filed by Debt Collection Attorneys a few times Thanks.
January 21st, 2009 at 11:03 am
you are so full of crap! i work at a law firm and we do file wage garns, leans, and take away your license. try to get your facts straight before you tell more lies, but then again people pay your bills!!
January 22nd, 2009 at 2:57 am
@Walkpanter88, Yeah you take advantage of people who have fallen on hard-times and are unaware of their rights. That’s why we are also Pre-Paid Legal Associates.
My facts are straight and based on the FDCPA, FCRA, and many other Federal Laws. I used to battle Law Firms everyday when I worked at a Bankruptcy Law Firm myself.
If you work at a Law Firm, you’re just mad because I speak truth. But I warned you in the Video…lol…
April 15th, 2009 at 6:43 am
Thank you for this video. Debt collectors are out of control, and I used to be in collections! I am a finance professional who volunteers at a free finance office for people who can’t pay my normal fees. Some of the stuff I have seen lately, is clearly over the line. I helped one individual prove that they didn’t owe a bill they already paid, but the collector still kept calling?! There have also been several people hounded for the debts of their dead relatives, that they DO NOT owe!
April 24th, 2009 at 4:51 am
Please view my 2 videos (on my channel page) regarding a DEBT COLLECTION SCAM!
May 23rd, 2009 at 4:22 pm
Alot of truth but your blowing this outta proportion. First off debt terrorist sounds like those that go around running up hundreds of thousands of dollars, then change their social and name. Now that’s more like a terrorist. Sure everyone falls on hardtimes, that’s life. Get up Dust off and move on.
June 6th, 2009 at 4:20 am
Bud Hibbs is my hero
June 19th, 2009 at 1:24 pm
I never thought of thinking about debt collectors as terrorists. It does make sense though, those bastards cause more fear in this country than Osama Bin Laden ever could in his wildest dreams.
June 21st, 2009 at 1:29 pm
I am a debt ‘ terrorist ‘ and you are wrong. alot of debt is legally pursued and collected involuntarily
June 30th, 2009 at 4:37 am
I got a question I had a Law Firm call me on my Debt from a Gym Contract and I looked up the # they gave me as well too They do not show up on my caller ID and I looked up the Lawfirm name and such and they where telling me I will default by the court of Law and I do not live in that state anymore and then he Left me another Harassing Call telling me Its in my Best Intrest to call them Back???
Is that going against my Rights??? and Im currently Unemployed and he told me that is no exuse