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Secrets of the Family Budget Plan


With the rising cost of everyday items today creating a family budget plan is becoming more and more important to keep track of where your family’s money is going. Making your money work for you is the ultimate goal of any budget, but you need to be patient if you have never made a budget [...]

Why You Need Money Budgeting Software


With the credit card society we live in today keeping accurate track of expenditures is very important. People forget that they are spending money when using a credit card and in most cases those who use credit cards spend 18-20 percent more on a purchase then if they were using cash. In the end they [...]

I couldn’t pay my cell phone bill this month


Has this ever happened to you? You pay all your bills and then realize you cannot pay your cell phone bill. That is the worst feeling ever. I mean, seriously, I can’t live without my cell phone. It is just as much a part of me as the hair on my head. I don’t go [...]

Have Your Wants Damaged Your Needs?


Creditors have always been considered predatory by many financial experts and regular Joe’s alike. Despite what you may think, the credit industry is about one thing and one thing only: Making a huge profit by charging you years of compiling interest. In places like America we see where this everyone-must-get-credit atmosphere can cause catastrophe. Entire [...]

Credit Care: Money Management for Students


It is often claimed that your student years are the best years of your life. From meeting new people to learning new skills whilst having an all round enjoyable time, it’s easy to see why many people have fond memories of their formative college and university years. However, the issue of funding is becoming increasingly [...]

Three Opportunities During A Recession


Of course there are opportunities during a recession, including those listed below. In fact, many “lucky people” will prosper in these tough economic times. If you want to be one of them, you have to start to think like them. To begin with, you might want to turn off the stream of bad news on [...]


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